Libby felt the blood drain from her face—her father's company was on the verge of bankruptcy. A man who'd lent her father money died and his heartless grandson, Rafael, decided to call in the entire loan. When Libby goes to meet Rafael in a bid to save her family, she's shocked to find the man she'd kissed on the spur of the moment the day before. And when Libby tries to renegotiate the terms of her father's debt, Rafael thinks up a sexy repayment scheme!